Category: Home Financing

One of the biggest misconceptions I hear from people is that it’s hard to get a loan. Actually, I can tell you it’s not hard at all. In fact, it’s easy to get a mortgage

If you’re starting to apply for a home mortgage, one of the biggest questions you might have is how much do I need to put toward a down payment. For starters, a down payment is

Step 1: Select a person or company to write the loan. Don’t be intimidated, even if this is your first time buying a home.  Look for the blog post titled – “The difference between a

When buying a home you will need to come up with more money than just the expense of your down payment. There are closing costs and prepaid expenses that you will pay at the time

You are in the market, looking for a home. If you’re like most people, you have scrimped and saved up a little nest egg and are now ready. It also means you’re going to need

You found your dream home and now you’re ready to buy. While it might seem like many of the factors that go into getting a mortgage loan are out of your hands, there are a

When you’re buying a home, you’ll find yourself overwhelmed with numbers. Interest rates, sale prices and down payment percentages, just to name a few. But I think the most important number you need to focus