by Mike Regan | Mar 30, 2020 | Home Buying Tips
One of the biggest misconceptions I hear from people is that it’s hard to get a loan. Actually, I can tell you it’s not hard at all. In fact, it’s easy to get a mortgage loan if you do the following: Pay your bills on time Have a steady income The next step is...
by Mike Regan | Mar 25, 2020 | Home Buying Tips
If you’re starting to apply for a home mortgage, one of the biggest questions you might have is how much do I need to put toward a down payment. For starters, a down payment is a percentage of the sales price that a home buyer pays out of pocket. I’d suggest aiming...
by Mike Regan | Mar 24, 2020 | Home Buying Tips
Step 1: Select a person or company to write the loan. Don’t be intimidated, even if this is your first time buying a home. Look for the blog post titled – “The difference between a bank and correspondent lender”. Making a good choice here will make the following...
by Mike Regan | Mar 21, 2020 | Home Buying Tips
When buying a home you will need to come up with more money than just the expense of your down payment. There are closing costs and prepaid expenses that you will pay at the time of closing. These are typically referred to as the “closing fees” and you will need to...
by Mike Regan | Mar 16, 2020 | Home Buying Tips
You are in the market, looking for a home. If you’re like most people, you have scrimped and saved up a little nest egg and are now ready. It also means you’re going to need to borrow money to get into your dream house. The loan taken for a home purchase is called a...
