by Mike Regan | Mar 30, 2020 | Home Buying Tips
One of the biggest misconceptions I hear from people is that it’s hard to get a loan. Actually, I can tell you it’s not hard at all. In fact, it’s easy to get a mortgage loan if you do the following: Pay your bills on time Have a steady income The next step is...
by Mike Regan | Mar 25, 2020 | Home Buying Tips
If you’re starting to apply for a home mortgage, one of the biggest questions you might have is how much do I need to put toward a down payment. For starters, a down payment is a percentage of the sales price that a home buyer pays out of pocket. I’d suggest aiming...
by Mike Regan | Mar 24, 2020 | Home Buying Tips
Step 1: Select a person or company to write the loan. Don’t be intimidated, even if this is your first time buying a home. Look for the blog post titled – “The difference between a bank and correspondent lender”. Making a good choice here will make the following...
by Mike Regan | Mar 21, 2020 | Home Buying Tips
When buying a home you will need to come up with more money than just the expense of your down payment. There are closing costs and prepaid expenses that you will pay at the time of closing. These are typically referred to as the “closing fees” and you will need to...
by Mike Regan | Mar 19, 2020 | Home Buying Tips
Before you know what homes to consider, you need to figure out your home financing to know how much you can afford, and that comes down to the monthly payment amount. Between loan products and new lending rules, variable interest rates and credit score surprises, most...
by Mike Regan | Mar 19, 2020 | Home Buying Tips
This innovative home inspection strategy is earning Hunter Rowe buyers thousands in HVAC repairs and replacements. THE STORY: When we help a client put a home under contract, there is a three to four week period during which we help the buyer inspect the home and...
