by Byron Hernandez | Mar 30, 2020 | Home Buying Tips
One of the biggest misconceptions I hear from people is that it’s hard to get a loan. Actually, I can tell you it’s not hard at all. In fact, it’s easy to get a mortgage loan if you do the following: Pay your bills on time Have a steady income The next step is...
by Byron Hernandez | Mar 25, 2020 | Home Buying Tips
If you’re starting to apply for a home mortgage, one of the biggest questions you might have is how much do I need to put toward a down payment. For starters, a down payment is a percentage of the sales price that a home buyer pays out of pocket. I’d suggest aiming...
by Byron Hernandez | Mar 24, 2020 | Home Buying Tips
Step 1: Select a person or company to write the loan. Don’t be intimidated, even if this is your first time buying a home. Look for the blog post titled – “The difference between a bank and correspondent lender”. Making a good choice here will make the following...
by Byron Hernandez | Mar 21, 2020 | Home Buying Tips
When buying a home you will need to come up with more money than just the expense of your down payment. There are closing costs and prepaid expenses that you will pay at the time of closing. These are typically referred to as the “closing fees” and you will need to...
by Byron Hernandez | Mar 20, 2020 | Home Selling Tips>Home Preparation & Staging
We always suggest to buyers to drive by homes they are considering to ensure they like the neighborhood. If they are comfortable with the homes’ surroundings, the landscaping has a huge impact on whether a buyer requests to set up a showing or simply crosses the...
